Mortgages

Buying ready property in the United Arab Emirates? Estimate your monthly repayments instantly with our smart mortgage calculator below, both non-residents and residents can qualify. Let our in-house team get you the most competitive rates with no fees.

AED
200,000 AED
50,000,000 AED
30%
2,940,000 AED
7,840,000 AED
Years
1
25
%
1%
10%
Monthly Payment: AED 45,273
Total Purchase Costs:
AED 701,070
Total Required Upfront:
AED 3,641,070
×
Mortgage Costs and Fees
Land Department Fee:
4% of purchase price + 580
AED 392,580
Trustee Office Fee incl. 5% VAT:
If the purchase price is below 500k, the registration fee is 2k + 5% VAT. For 500k and above, the fee is 4k + 5% VAT.
AED 4,200
Mortgage Registration:
0.25% of loan + AED 290
AED 17,440
Real Estate Agency Fee incl. 5% VAT:
2% of purchase price + 5% VAT
AED 205,800
Bank Arrangement Fee:
Upto 1% of loan amount to be agreed directly with lender
AED 68,600
Valuation:
Depending on bank, please discuss with your lender
AED 3,000
Conveyancing Fee incl. 5% VAT:
Sales progression
AED 9,450

TOTAL PURCHASE COSTS:
AED 701,070
TOTAL REQUIRED UPFRONT:
Deposit + total purchase costs
AED 3,641,070
Plan Smarter, Invest Smarter

Get clear on what to expect before committing. Calculate monthly payments, view total upfront costs, and adjust loan terms and deposit flexibly.

Why It Matters

Dubai property deals move fast. Having your mortgage numbers ready gives you the upper hand—especially when the best units drop.

Compare Loan Scenarios

Quickly adjust variables like interest rate or loan term to see how they impact your monthly repayments and total costs.

Purchased my off-plan property through Diamond using crypto. The process was clear, secure and simple. I'll definitely keep using Diamond's strategies, services and advice as I build my real estate portfolio.

Monogram avatar with the initials OB for Oliver B.
Oliver B.
Off-Plan Investor, Crypto Purchase

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Twenty-five years in property, the last of them in Dubai. Ask about a specific building, what a mortgage would look like, or whether a price is fair.

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